AMEX Business Platinum Card. Complete List of Benefits & Perks.
Card Benefits
- Membership Rewards Points
- 5X Points Bonus
- 1.5X Points Bonus
- 35% Airline Bonus
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- Airline Fee Credit ($200)
- CLEAR Plus Credit ($189)
- TSA PreCheck Credit ($85)
- Global Entry Credit ($100)
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- Lowest Hotel Rate Guarantee
- Fine Hotels + Resorts Program
- Hilton Honors Gold Status Enrollment
- Marriott Bonvoy Gold Elite Status
- Car Rental Privileges Program
- Cruise Privileges Program
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- Centurion Lounge Access
- Delta Sky Club Access
- Priority Pass Lounge Access
- Lufthansa Lounge Access
- Plaza Premium Lounge Access
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- Concierge Services
- Global Assist Hotline
- Early Access Program
- Dell Technologies Credit ($400/yr)
- Wireless Credit ($120/yr)
- Cell Phone Protection ($800/claim)
- Adobe Credit ($150/yr)
Membership Rewards Points
Currently, new Business Platinum Card members can earn 170,000 Membership Reward points after spending $15,000 on qualifying purchases in the first three months of card membership.
Rewards points are credited 8–12 weeks after the member meets their $15K spending requirement. As Amex allows only one welcome bonus per lifetime on each card, it’s important to maximize this benefit.
Points Transfer Partners
American Express has 18 airline and three hotel transfer partners. Airline partners include at least one useful option in each major alliance: Star Alliance, Oneworld, and SkyTeam.
You can transfer Amex points to high-value airline programs like Air Canada Aeroplan, Air France-KLM Flying Blue, ANA Mileage Club, Avianca LifeMiles and British Airways Avios. That way, you can book flights on Alaska Airlines, American Airlines, Delta Air Lines and United Airlines — often at a fraction of the price their own loyalty programs charge for award tickets.
5X Points Bonus
Card Members typically earn 1 reward point for every dollar spent.
But when it comes to travel expenditures, members receive a bonus of 4 additional points, for a total of 5 points per dollar spent. Eligible travel purchases include flights and flight+hotel packages booked through AmexTravel.com.
Extra points are credited to member account approximately 6–10 weeks after eligible purchases appear on the billing statement.
1.5X Points Bonus
In addition to travel bonuses, Card Members earn an extra half point (1.5 points per dollar spent) for eligible card purchases made at construction material and hardware suppliers, at electronic goods retailers, at software & cloud system providers, and at shipping providers.
If you have a single eligible purchase of $5,000 or more within a category above, you will get a total of 1.5X points per dollar spent. For example, for a single purchase of $10,000 in an eligible category, you would receive 15,000 reward points.
35% Airline Bonus
Business Platinum Card Members receive 3.5 extra points for every 10 points they redeem for either First or Business class flights.
To use Pay with Points, you must charge your eligible airfare purchase through American Express Travel to a Membership Rewards program-enrolled American Express Card.
To qualify for the 35% bonus, Card Member must select a qualifying airline.
Airline Fee Credit $200
Card Members can use Airline Fee Credits as reimbursement for various airline-related expenses, such as bag fees, in-flight refreshments and wi-fi services.
Just like with the 35% Airline Bonus Program, to receive the Airline Fee Credit, Card Members must select a qualifying airline. Additionally, the qualifying airline for this benefit, and the 35% Airline Bonus must be the same.
CLEAR Plus Credit ($189)
Card members can earn up to $189 in statement credits per calendar year to pay for an annual CLEAR Plus Membership.
About CLEAR
- Created by a private company that’s partnering with airports around the country, CLEAR utilizes your boarding pass and biometric scanning (eyes or fingers) to get you through the security line faster (no ID required).
- However, though you get through the document check part of security quickly, the actual security screening still applies to CLEAR users.
- This means that if you don’t have TSA PreCheck or Global Entry, then you still have to go through the process of removing liquids, electronics, shoes, etc, despite being enrolled in CLEAR.
TSA PreCheck ($85 credit) / Global Entry ($100 credit)
Card Members can receive a statement credit for either the TSA PreCheck or the Global Entry programs, but not both. Programs, such as NEXUS, SENTRI, FAST, and Privium are not eligible for this benefit.
About TSA PreCheck
- TSA PreCheck is a federally organized program which allows for expedited entry through security for domestic travel. To enroll, applicants must first submit an online application.
- After a conditional acceptance, applicants make an appointment at an enrollment center for an in-person interview. Once the applicant is issued their KTN (Known Traveler Number), the number remains good for five years from date of issue, after which it needs to be renewed.
About Global Entry
- While TSA PreCheck is focused on domestic travel, Global Entry accommodates both domestic and international travelers.
- Global Entry includes TSA PreCheck
- TSA PreCheck does not include Global Entry
Lowest Hotel Rate Guarantee
When cardmembers book a qualifying hotel through amextravel.com and then find the same room at a lower price online, Amex will refund the difference.
For pre-paid reservations, rate guarantee claims must be submitted prior to your stay, before check-in. For post-paid bookings, claims must be submitted within thirty (30) days after stay completion.
Fine Hotels + Resorts Program
Fine Hotels + Resorts Program includes perks such as daily breakfast for two, complimentary wi-fi, free room upgrades, early check-in (noon), guaranteed 4PM late checkout, plus a $100 amenity credit.
To qualify for benefits, travel services must be booked through American Express Travel.
Hilton Honors Gold Status Enrollment
Once the Card Member requests enrollment in the Hilton Honors program, American Express will share their enrollment information with Hilton.
Enrolled Card Members will maintain Hilton Honors Gold Status without meeting otherwise required Hilton Honors criteria as long as the Card Member remains an eligible American Express Card Member.
Marriott Bonvoy Gold Elite Status
Platinum Card Members can also upgrade to Marriott Bonvoy Gold Elite status, without first meeting otherwise required criteria. Post enrollment, Card Members may take advantage of Gold Elite benefits at participating hotels.
While not all Marriott brand properties participate in this program, Marriott Bonvoy Gold Elite status benefits can be combined with benefits from the Fine Hotels + Resorts Program.
Car Rental Privileges Program
Through the Car Rental Privileges Program, members are eligible to receive complimentary status in the following programs:
- Avis Preferred
- Hertz Gold Plus Rewards
- National Car Rental Emerald Club
Cruise Privileges Program
Cruise Privileges Program benefits are valid for new CPP bookings, made with participating cruise lines, through American Express Travel.
Onboard credit and amenity benefits are valid for new CPP bookings of at least five nights and require double occupancy. Onboard credits will be applied at checkout upon completion of the cruise.
- For new CPP bookings with Celebrity Cruises, Norwegian Cruise Line, Holland America Line, Princess Cruises, and Royal Caribbean International, eligible Card Members receive an onboard credit of: $100 for inside and outside staterooms, $200 for balcony, verandah, and mini-suite staterooms, and/or $300 for suites.
- For new CPP bookings with Cunard, eligible Card Members receive an onboard credit of: $300 for all Queen Mary ocean-view staterooms category EF or higher, and/or Queen Victoria or Queen Elizabeth ocean-view staterooms category FA or higher.
- For new CPP bookings with Ama Waterways, Oceania, Regent, Azamara, Seabourn, Silversea, Uniworld, and Windstar, eligible Card Members receive an onboard credit of $300 for all stateroom categories.
- For new CPP bookings, Centurion Members receive an additional $200 onboard credit on Regent Seven Seas Cruises, Seabourn, and Silversea.
Centurion Lounge Access
Business Platinum Card Members have unlimited, complimentary access to all locations of The Centurion Lounge, a worldwide network including both Centurion Lounges and Escape Lounges — The Centurion Studio Partner.
- Amex Lounge Collection: find lounge by airport or city
To access Centurion Lounges, Platinum Card Members must arrive within 3 hours of their departing flight and present the lounge agent with the following:
- their Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier, and a government-issued I.D.
Members on the account are charged a $50 fee for each guest (or $30 for children aged 2 through 17, with proof of age) unless they have qualified for Complimentary Guest Access.
Delta Sky Club Access
With more than 50 locations, the Delta Sky Club lounges offer complimentary cocktails, fresh food, high-speed Wi-Fi and similar conveniences.
Platinum Card Members on departing flights can access the Delta Sky Club within 3 hours of their flight’s scheduled departure time. During a layover between Delta-operated flights on the same ticket, you may use the Delta Sky Club in your connecting airport at any time during the layover.
- this benefit is changing Feb 1, 2025, where you’ll only receive 15 visits per year, unless you spend $75,000 or more on your card in a calendar year
Priority Pass Lounge Access
Priority Pass is an independent airport lounge access program. Priority Pass Select is specifically designed for customers who receive their membership benefit through a financial institution, such as a credit card issuer.
Upon receipt of your enrollment information, Priority Pass will send your Priority Pass Select Card and membership package, which you should receive within 10–14 business days.
Once enrolled, Business Platinum Card Members with a valid Card Account may access participating Priority Pass Select Lounges by presenting their Priority Pass Select Card and an airline boarding pass.
When visiting a Priority Pass Select lounge that admits guests, Business Platinum Card Members receive complimentary access for up to two accompanying guests.
Lufthansa Lounge Access
Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and to Lufthansa Senator Lounges (when flying business class) when flying on a Lufthansa Group flight.
To access Lufthansa lounges, Platinum Card Member must present their valid Platinum Card, a government issued I.D., and a same-day departure boarding pass showing a confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines).
Plaza Premium Lounge Access
Plaza Premium is an airport hospitality service, with an international footprint of over 250+ locations.
Card Members receive complimentary access to any global location of Plaza Premium Lounges. Members must present their Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D.
Concierge Services
American Express Concierge services are available to assist card members with:
- (i) purchasing of event tickets
- (ii) making reservations (e.g., dining, spa, golf, etc)
- (iii) travel-related inquiries
- (iv) shopping requests (e.g., sending of flowers or gifts)
Global Assist Hotline
Through the Global Assist Hotline, card members, when travelling more than 100 miles from home, can leverage Amex to help with select emergency assistance services, including medical emergencies.
For example, emergency medical transportation assistance may be provided at no cost to the member, when such transportation is approved and coordinated through the Hotline team.
Early Access Program
Through the Early Access Program, in advance of the general public, card members can gain priority ticket access to select cultural and sporting events. For more information, visit americanexpress.com/entertainment.
Dell Technologies Credit ($400)
Each Card Account is eligible for a total statement credit of $400 per calendar year, valid for purchases made directly with Dell Technologies or at dell.com.
The $400 total is paid semi-annually, with qualifying members receiving $200 in statement credits between January and June and another $200 in statement credits between July and December.
Wireless Credit ($120/yr)
Each Card Account is eligible for up to $10 in statement credits per month ($120 per yr), valid on purchases of wireless telephone services.
Purchases of hardware and equipment are NOT included in this benefit.
Cell Phone Protection ($800/claim)
Through Amex Cell Phone Protection, card members can be reimbursed for repair or replacement costs following device damage or theft.
The benefit caps each claim at $800, with a limit of 2 approved claims per 12-month period. A $50 deductible applies to each approved claim.
Adobe Credit ($150/yr)
Each Card Account is eligible for up to $150 in statement credits per calendar year, valid on purchases of annual business subscriptions from Adobe.
Adobe Creative Cloud InCopy App is NOT eligible for this offer.
